It would appear I can now respond to this thread as I've had to revoke my scheduled monthly payments
The reason I no longer support layo financially is that I've had to contract all un-necessary transactions to support my motorcycle habit. Needless to say I found that I was dumping about 300$ a month into frivolous items and other entertainments - eve online, layo, cable, etc.
Cutting all those costs allowed me to continue living normally with the added benefit of a new motorcycle
