Playing a paladin of Toran, I see a slight problem with most of the merchants in Hempstead being in the Deliar temple... According to the paladin code I am simply not allowed to go there, thus making shopping impossible. Now don't get me wrong, I like the code a lot, have given me loads of good RP, but I fail to see how having to run all the way to Llast, just to get to the nearest craft merchant contributes to RP, to me it is just an annoyance.
I would like to add that this is the ONLY flaw in layo V3 I have found... The rest is simply awesome.