In any case, if I understand it correctly, you're not so much concerned with having an actual house in Lor, but about being a Lorian/Lorite.
The two are pretty far away from one another...
Lars Coldbanks comes from a third-generation Lor family that originated high in the Hammerbound Peaks. He is a cold, practical man who runs a number of large farms around Golden as well as two markets in Lor. He has lived in Lor his entire life, and his history as an efficient but humorless man with a long distaste for mages is well known to the locals. He apprenticed under his father, married well, has several children he expects a lot of, and is very insistent that magic is a threat to the common man. He favors Lord Rael’s rule for that reason alone.