I had goodluck with driver set 94.xx
If you want to use the newer drivers. theres a link in the bioware forums to some fixes. One goes to the override folder, the other you have to insert into the hakpak somewhere.
It fixed my issues with NPCs and PCs, but i still get the striped placeables.
Oh..i never did use hte hakpak part, jsut the override folder one.